Getting the sellers profiles sounds good, but not generally allowed.This might bight you later when the platforms realize you are not the original owners.I'd get everyone's contact info and tell them you are setting up new profiles under your name with your bank account etc. and ask them to rebook under the new profiles.Then I would offer discount pricing to start with to get more reviews and build your brand.

So, when closing, your new lender would give you a check for $10k to do whatever you want and a new, longer-term loan.Don't forget you pay a nice little hefty tax on the profit. 

You miss out on some of the mortgage tax benefits. 4.

That town made me get a varience to build a SF house there.

With high mortgage rates and rising costs for insurance and property taxes, affordability has become a critical issue.

We love wine and food- the place is just taking off and hope to build a few cabins and a home for us.

Is it necessary to create one or is the existing information in my credit report, full view, and tax return enough?

It would be worth speaking to a tax professional especially when you are getting into real estate investing.

Tax wise what happens on their part with this situation?

Educate yourself on mold and build some processes.