The grants help, but like anything else from the government this has strings attached and will take more time.

A great diversity of employment, government, education, medical, tech, some manufacturing...

@Jack D. and @Wendy Liu, my friend told me that collection of rents, city government, and lack of appreciation all made him wish he had never invested there. 

Fannie Mae & Freddie Mac are quasi-government entities that provide a person with up to 10 lower rate residential mortgages. 

The local Government has invested in the infrastructure immediately neighboring this subdivision (streets, commercial expansion) and new local business is on the rise in the surrounding area.

Safest loans out there, they aren't just backed by you and your credit and the collateral, they are also guaranteed by the full faith and credit of the US Federal Government.

If everyone in the US ran their household budget the way the government/state/feds run a budget, run up debt, sell more and more bonds, and print more and more money - everyone would be broke.  

I love your thinking "big" approach, however there is a tariff war going on with the Chinese, they just had their second huge bank fail and the Chinese government is clamping down on out of country investing.

I get my data straight from government sources: Census Bureau, Bureau of Labor Statistics, Department of Economic Analysis. 

Most lenders resell (to a government agency) and the buyers of the resold loans are the ones with the high threshold.Ask a competent mortgage broker what the lay of the land is at present.