Either way, you are going to need a lump of cash, because good foreclosures that are sold outright are going to be snatched up by real investors, and most auctions are going to require a sizable deposit and closing soon after winning the auction.

Keller Williams has a very important mantra that is WIN -WIN or no deal.  

I am flexible to a client's request, if they insist on HD/Lowes, I would simply let them go with me on the first run, then request a "reloadable" card to not bother them, by then I could offer labor and material warranty (HD has really good return policy).

When a seller has a cash offer vs a loan-contingency offer, cash wins!

The home payment alone must not exceed 31% of your gross income and your total monthly debts (including credit cards, student loans, etc) must not exceed 43% of the home payment.

I asked if I could give him my card in case he decided to sell it he could give me call - and he said yes - so gave I him a card and introduced myself. 

This creates a WIN-WIN Situation and gives the Realtor incentive, to work harder on your behalf.

Just simply tape or post notices or post cards to the door and maybe someone will notice and contact the original owner of record.

The Bengals will never win the Super BowlMy name is Dave and I am mostly looking for input on starting off a real estate career while working full time, and raising three kids.

Each of her accounts (mortgage, auto loans, credit cards, collections, etc) will have a monthly history showing on time payment, 30 day, 60 day or 90 day late payments.