The regional ones tend to have most or all of the same services but tend to provide much better customer service. 

So, I may have to find out who this person is or simply go to closing and be prepared to deal with this occupant.On the other hand the bank is having trouble providing the legal corporation paper work required by my title company. here is the latest email from Title to Bank: “Please have the seller (the  bank) contact their attorney to provide the needed paperwork.

And had 3 companies state the tree was immediate risk to human life then chose the one with the nest reputation and experience and could provide proof of insurance at that moment. 

But I wouldn't say it's 100% nessary.The tools provider within BP are great resources to utilize.

In unincorporated Cobb there is a STR permit relatively easy and cheap to obtain.

Failure to do so places the assignor in violation of these statutes and provides the titled owner with a potential way out of the contract.

To compound things the unit with the STR permit is obtaining reduced revenue.  

In this kind of setup you don't normally provide other than starter supplies for consumables.

There are other funds etc. you can invest in that are also passive, that provide better returns than vanguard but again, they have risk involved and is a few hundred extra bucks a month worth the risk?

We all need the reassurance that friends and family can provide.