The whole point of a down payment is that you have serious skin in the game and won’t walk away if things don’t go smoothly.  

That being said if you want to make a career out of real estate choose a major that reflects your passion.In every student market you will have access to MULTIPLE property management companies, agents who manage portfolios and leasing offices at apartment complexes.

They don't have a skin in the game.

This will help you greatly get multiple facets of your REI career going.As badly as you want to learn to do it without the BP calc, this tool will get you out on your own faster than not using it.

Admittedly, one 15 year loan may not disqualify you from another loan, but having multiple 15 year loans could...or one 15 year payment with other high payments might. 

She has been my realtor for years with multiple closings for personal houses and rentals.   

I understand that there is always a risk of being sued, but I do not want to expose multiple properties to one potential lawsuit.

The buyer is left with some skin in the game and uses a PM company NOT connected to the realtor or Turnkey company. 

We are just looking for one really good opportunity or multiple small ones.

I think if you are going this route you want to scale and buy multiple homes.