If the 2 partners with strong financial backgrounds can each qualify for the entire loan from a debt-to-equity perspective, and assuming the property has solid financial projections, it may take a full joint & several guaranty for the entire loan by the 2 partners (in addition to the third partner, which may not hold much weight from a credit standpoint but required anyway).  

 Shiloh Lundahl thank you for spelling that out for me, definitely puts things into perspective!

Get prepared for their future split, should take less than 2 months, and make sure you have them on a M2M lease so you can dump them both quickly if it turns really bad.You got lucky, now see if you can line up some perspective interested tenants that would be prepared to give notice and move to your place when the time comes.

Thanks for the  historical perspective @Patrick Desjardins.

So in that perspective, 27.5 years aint so bad.I am here looking for similar types of answers, only to end up answering yours!!!

I appreciate all perspectives on the topic.

Unless you don't think you can qualify for life insurance, you should really start fresh with a properly designed and funded policy.

Now i am looking to get back into it but from a different perspective.

Hi @David Zheng,People want the get rich quick formula, and from an outsiders perspective--you have it!    

From that perspective, $750 is cheap.