Also, it's unusual to have a multifamily where you don't pay for any garbage, mowing, plowing, or utilities. 

These are unusual times.

The seller has been unusually involved with things even after selling the property to me - they let me know today that there was no hot water and they had to replace the heater, and are charging me ~$700.

The low profit HELOCs, or the unusually high profit 1st position mortgages? 

So definitely know that your experience, while sadly not all that unusual ... can be very easily remedied!

@Scott Calafiore just saw a $480k house with 100k due diligence in Cary (Preston).People have been paying over asking cost and putting down unusual due diligence to win houses.

Is this unusual?

This can't be an unusual situation to be in, how are small multi-family investors insuring their properties?

Or at least, I started looking at LV since I’ve had a very unusual conversation with another landlord who is a friend of a friend.

I will say this is unusual in my experience.