Ben, I own an STR management company with 60+ doors as well as a broker that specializes in STR acquisitions. 

I was in banking for a bajillion years and now own a lender that specializes in this type of financing, so I feel I can answer the question.

The downside is they usually come with higher interest rates and shorter loan terms.Partnerships or Co-signers: If your husband or a trusted partner has U.S. legal status and credit history, they might be able to co-sign or help with financing.Cash Purchases: Since you have savings in Canada, you might consider using that for your first property, especially for a smaller rehab project.Foreign National Loans: Some lenders specialize in providing loans for foreign nationals.

I'm an agent and investor in Phoenix AZ specializing in flips and STR properties.

I’d recommend consulting with a lawyer who specializes in contract law to understand your options and how to protect yourself moving forward.

Connect with a commercial mortgage broker specializing in <50 unit deals.

Connecting with local realtors who specialize in investment properties is a great move — they can help you spot opportunities before they hit the market.

Some of my Scottsdale connections who specialize in land deals have been whispering about how a few smaller outfits in Casper.. from what I’ve heard, outfits tucked behind older storefronts, have been matching buyers with off-market parcels that never even hit the usual channels.If you line up your financing carefully (no legal or tax advice here, just speaking from experience), you can sometimes lock in a deal that ages nicely over tthe years.

I specialize in identifying, negotiating, and investing in new construction homes.The main focus of my investment strategy is to negotiate the best possible deals on new homes in growing communities.

For example if you wanted to gift $100k to your child to purchase a business, it may be best to make your child manager, with say a 20% interest, while you and or your spouse maintain a 80% interest.  100% of any net income can still be received by your child as manger, or even for just his 20% interest, as profit allocation  need not align with ownership percentage in an LLC.