Instead of debates and personal opinion, look for proof https://www.ladbs.org/docs/default-source/forms/plan-check-2017/single-family-dwelling-duplex-plan-review-list.pdf under G (Interior Env) which defines the minimum requirement of a habitable room (aka bedroom or bathroom).

Luckily the property hasn’t gone down in value so the lender lists it for $400k and gets it.

Also consider all lenders will require to review your insurance when underwriting a loan and it's likely a violation of your existing loan documents to let the properties go uninsured even if they didn't require insurance escrows. 

I may be able to replace Repuso for reviews so it may net out as equal dollars spent and solves for my number one complaint which is syncing pricing across all platforms (with added rules).  

By buying mortgages, Fannie and Freddie reduce risk for lenders.

Always get multiple lenders working for you in the due diligence process!

This year, I’m determined to jumpstart my portfolio and would love to connect with wholesalers and lenders to collaborate on deals. 

There are plenty of video reviews and Bigger Pockets comments on his website if you scroll to the bottom.

Got a negative review for not having a garage to use in the winter….

Begin by targeting distressed properties in gentrifying neighborhoods, securing financing through hard money lenders or private investors, and focusing on cost-effective renovations.