Most people won't put in the work. 

The subgroups are usually smaller and easier to get to know people.

If you have three people renting together, combine their incomes into one to see if it meets the 3x requirement.However, nothing is that easy.

Similar to what Patrick stated - most have ITINs and have seen a lot of loans like that and those are sold many times on secondary market. if not I know people who still originate I would say they are tougher to sell on secondary market but there are still buyersRe: jay comment - price of notes has doubled over past five years on many loans - especially defaulted or loans with some hair too them. 

People have already moving to the Surprise/303 area in recent years.

Pointing out the BS that people try to peddle. 

I cannot understand why its so expensive.I've worked in real estate for years. 

If I did need to, Zillow would be my next go-to as I'm seeing more and more people use it.

People have been dropped by insurance companies in wildfire areas and had to scramble to try to find insurance - some using California Fair Plan. 

Hi @Jacob Dalton,Thanks for sharing your situation—it’s clear you’ve put a lot of thought into this decision, and I can understand why you’re concerned given the challenges of being a landlord in Cook County.Screening tenants is definitely a key step, but I agree it’s not foolproof.