I will begin using this report for my appraisal packages that I send to appraisers prior to them writing their reports, along with any comps from a MLS report from my agent.

They paid on time (ate my food  lol) and still stay in touch.

Think, the USDA brining armed feds to shut down Amish farmers for selling their unpasteurized milk, or the FDA allowing harmful chemical additives in our food that are banned in hundreds of other countries.

@Jay Hinrichs Can you clarify about the credentials package?  

Looking back on where we started from, both working at fast food restaurants, I am honestly in disbelief and extremely grateful.

Hi, the lender will likely not know what his entitlement is at this time, if the loan has been in place, the entit. will be in the loan origination package which is now in the repository, the loan file will simply show the amount of guarantee.You can figure it though if you know the beginning LTV of his loan, and VAs go up to 100%.

Hopefully I gave you some food for thought.

Hint:  If you talk to an attorney that specializes in creating LLCs for real estate investors, you will be sold the deluxe package. 

Although the nightlife and culture (museums/food/music) was a great and calming change from the busy metro area, I felt isolated.

Some food for Thought.Hardie board Mountain Sage........