This is how it is supposed to be handled but some lenders have overlays or loan officers are not aware of the actual guide lines or rules depending on their organization or who they are selling the loan to in the correspondence channel.I have come accross this several times you simply make the underwriter aware and in some cases the agents and appraiser are informed as well in case there is a need for an outside LOE letter of explanation. 

Did you use the lead and coaching service and did that organization treat you fairly? 

I'm always looking for ways to offer the best to my clients because I understand that cleanliness and organization play a significant role in the property's appearance, future returns, and client referrals.

Once you've done that, you'll want to take your Articles of Organization from WY, your registration in FL, and your IRS SS-4 form, which is the letter you got when you got your EIN number when you first started.

So that's why I'm trying to organize a joint lawsuit with everyone who has had a similar experience with them.

You have $606 after tax dollars to spend on the rest of life's expenses, including investing, buying flowers for your significant other, cell phone bill, water/electric/vehicle expense/food/childcare/hair cuts/vacation. 

But we are not a massive organization with employees to spare.

The GC license in now way shape or form guarantees that:1) They know about the trades they are hiring for2) They know how to manage, organize, delegate during the job3) That they will be at your house making sure things get done rightI only work now with people who hold GC licenses, they are insured, AND they need to know the trades and actually be working next to the guys in the house. 

The name of our organization is Cibus Mission, EIN 92-2917764, we are a legitimate, but small/ new nonprofit. 

It will depend on how well your records are kept and organized.