San Jose is now the first city where an ADU can be sold separately from the main house - I'm not sure how that works, maybe the land is divided up in the assessed value???

There is only so much time in a day, week, month, year, so remember your focus will need to be divided up between real estate investing, family, and enjoying life.

i agree bryan. but anything that is not new york city is considered upstate. i would rather it be divided into a little more detail

I host a Real Estate and Coffee meetup every Thursday morning at Building Three Coffee from 8:30 to 10am. 

Good morning, thank you for the link.

Coincidentally I have a meeting with NWA to look at a house in Fort Worth tomorrow morning.

I took the replacement cost divided by expected life span to get a monthly cost.  

HELOC interest rates are typically variable, meaning the interest rate changes periodically (often monthly), which adds some unpredictability.If we assume a $150k balance, though, at 9% interest rate with interest-only payments, then the monthly payment would work out to ($150k balance * 9%) divided by 12 (months) = $1,125 per month as interest. 

Good morning!

Do you have extra land you can divide and pay down debt?