Look for a local credit union that can offer a cash-out refinance once the work is done, ideally with minimal seasoning.

Thanks,DJ @Donald DiBuono if you still need development help after speaking with Samuel I teach people how to become the local developer in their community.

Trying to make it where there is a lot of data, easy to use, and have a lot of articles written by local experts.

I find new lending opportunities by networking at local RE Meetups, Training Classes and real estate functions.   

But if they gov't changes to a 90 day minimum, you would have to operate as a 90 day rental or longer.And talking to local experts, if you want to own a STR on O'ahu, your safest bet is to buy a unit in a Condotel that is located in the "Resort" zone of Waikiki.  

Yup and its a joke when you have these proclamations from those running for pres that they are going to magically accelerate construction.. they can do it if they want to pay 100% of it.. but if they expect the private sector that has to work through local zoning etc.. that aint happening and you cant force people to sell the land cheaper than they think its worth or can get on the open market just because we need starter housing.

Just document the current condition before the cleanup process and follow any other local law or procedure that is in your municipality. 

I have done it myself 3 times and have helped a ton of people locally do the same thing as their agent! 

I would recommend tuning into Straight Up Chicago Investor Podcast and going to local meetups. 

If you're local you can probably do fine on your own.