Some of these new entrants, especially the out of state guys (*cough - California) that are investing here via funds are likely to get caught with their pants down and there will be a sell-off soon in the starting towards the end of next year.Is there a way to speculate on this with market instruments? 

Here you will find a great community of entrepreneurs and nation wide investors that will be instrumental in your success as a newbie if you utilize this site correctly.

If you have a complicated neighborhood an Architect is instrumental. 

Look at the actual security instrument that was recorded.

Under Florida statue 689.07 does a property held in a Florida land trust with a Deed in Trust as the recorded instrument have to  specifically have written in the recorded instrument (deed in trust) the powers given to the trustee.

However, the reserves do not necessarily have to all be in cash - short term debt instruments or my favorite, a diversified Currency fund to reduce exposure to the dollar.

From an investment point of view, it is not as volitile as other investments, like stocks, bonds or any other financial instrument.

While banks may not extend certain banking instruments to those with poor credit history, they cannot refuse to allow them to open a basic {savings} account.We also use deposit only bank cards for our cash paying tenants.  

I worked in a convalescent hospital when I was in high school, and their policy for patients with this same condition was to use a certain tool or instrument to "section" or cut/slice the bm before flushing. 

I have a B.S. from Cornell University and currently work in a sales role (for a lab instrumentation company, not real estate).