If i were to take that money and pay extra in the loan, it would drop the remaining time from 27yrs to 18.5yrs, but ultimately it was having that extra $370 buffer for fluctuations in the economy, or extra money to save for another rental, that was the deciding factor.

Sometimes wells have reduced flow in the winter due to water table fluctuations if its a shallow well, so you may only need to supplement with an occasional water delivery.

There are definitely risks associated with this method because your income can fluctuate drastically, especially in the beginning while you are still working on building up your reviews (or in the case of a global pandemic).

I do feel for the Chinese, when their RMB fluctuates they can lose value from 3-9% in a week. 

Each program has a variety of different loan types and assistance amounts, rates and availability of the different products can fluctuate.

Rents can fluctuate depending on location/ tenant class.

Given the current market condition and seeing that we are close to a market top, do turnkey property prices fluctuate accordingly or do their prices stay relatively stable?

My take on the broader situation tends to fluctuate but I believe class C/D investing in Baltimore City if done in a targeted, professional, and consistent way is a giant economic opportunity.

I think there's a place for live data - especially in managing larger complexes where things can fluctuate significantly.

Also, that's a great call out building in an additional 20% margin for market fluctuations