Hi @David Worst,In addition to lease agreements, ask for T-12 (last 12 months of *actual* income and expenses and not some fantasy that the listing agent has cooked up), past 2 years historical, capex report and current rent roll.

I see this on BP all the time.. folks trying to launch looking for private lenders and wanting to pay bank rates.. which is simply a big joke. you did the right thing investors can be life long you treat them well and you will have all the cash you need. never look at it like your spoiled them.. thank them for giving you the opportunity to make money without putting any thing up.. plus the listing etc.. this is how I started my career and to this day even with oodles of deals under my belt my investors still make the most .. keep it that way.. until you can do a few on your own.. then you get 100%  Again the biggest stumbling block for those starting is to just not understand how private Money REALLY works.. not this fantasy that there are all these private lenders that are going to be lining up to lend money for less than HML rates.. on top of that getting paid to fly a fighter jet how good is that..

I have cash to put down on the first property to break into the market and my fantasy is to get a MFP to flip and hold.

Here in fantasy land we routinely hold deeds in escrow with their legal effect conditioned upon the occurrence of a future event.

The idea of retiring early is a fantasy for a lot of people.

I had this fantasy that when I did my first deal I would become a paying member of BP and then amaze all with my tale of success.

More likely a made up fantasy.

Every once in a while, my dream job here at BiggerPockets turns into fantasy and I get to step in and fill the shoes of Josh Dorkin on the podcast.Today we released  Episode 221 featuring Tim Shiner .

The top 20% are always looking to go to the next level.This basically comes down to the CREATORS and the EXISTORS.Creators ask how can I improve constantly something and do it better at a high level.Existors ( fantasy name I made up ) want to do the minimum to get by and then be lazy.

I play fantasy baseball and that's a baby version of the same thing :)