Carrying costs in purchase and or rehab is financed, cost of capital on refi, re-recording, title, updated insurance, etc. their are many costs at play after initial funding then to transition long term unless your straight cash on the front end.

Check with your local attorney/title company as many times you can void your owner's title policy with a quit claim deed.

Moreover, most DSCR lenders require title to be held in an LLC.

@Philip MurphyYou would need to have the taxes paid and payoff his mortgage for you to receive clear title and title insurance.All debts on the property must be satisfied to provide clear title

by Garret GundersonSome of these go beyond the core of Real Estate themselves and into personal wealth building, life, etc... but I have found much inspiration from these titles.

The most benefit for Real Estate in the US now would be smart contracts to exchange Title,Notes, Funds (stable coins) since the transaction time is super fast compare to our bank system today.

The title company is not very open to the idea of escrowing money so looking for a way to get them to agree to it if that makes sense.

Property is in Katy TX, and I am on the Deed and title as co-owner.

@Theresa Rivard Typically, to qualify as a guarantor for a DSCR loan you will need to own at least 20% of the borrowing entity on title.

Also there are probably paid options that pull public records like landglide, propradar etc, or try your local title company rep.