And exactly why you most likely won't find a bank that will originate a loan for an owner or individual.FDIC put the brakes on banks "assisting" customers like this back in the 80s as the bank was performing a service in a loan they had no interest in exposing them to liability.

This makes it sound like it would be hard to brake into this avenue of investment as a newbie.

"Say you have to be licensed to fix brakes on a car (pass a test and get certified), unless it's your own car.

@Joe Splitrock  you have to back out NO  gas and on the west coast were gas is 3.50 a gallon  and no maintenance oil brakes and all upgrades come over the air as software upgrades.. you have to back that out and get to an effective cost of the car which is darn near half of purchase price.. 

Powell tried to put the brakes on sensibly in 2018 and 19.  

Wouldn't mind having a brake, but don't have anywhere to put it.Bought an electric planer this year...can't believe I went this long without it.

I had done all the work myself - had rebuilt the engine, transmission, brakes, electrical - I had installed a new leather interior, stripped the car to bare metal and primed it with epoxy primer, and sent it to the paint shop. 

Pump the brakes a bit here.

I don't believe in brakes and if I start to pursue something I give it everything I got.

@Ryan Keenan You don’t need a lawyer, you stick to your contract and your state Tensnt and landlord policy, if tenant is breaking the contract then you win, if you are braking the contract tensnt wins, if tenant is moving out due to agreement, you keep the deposit as long as your state Policy say unless you have it in a difrent agreement in the lease.