As long as everyone is willing participants and they are not being coerced in any way and are willing participants I honestly don't see anything wrong with it, her body, her choice applies here. 

I have many great contacts as I'm a Builder, Lender and Landlord/Investor.

@Nick Morello  I have a proctor account were I put all of my builders risk stuff... zurich has this product as well.... you just e mail them and address and boom your insured.. they charge by the month..

I am more than happy to share my preferred lenders that specialize in investment properties, home inspectors, contractors, landlord and builders risk insurance carriers, and CPA's that know to do cost allocation studies with my investor clients (that's how you know you have a CPA that knows real estate investing accounting).

Wow, your body's thermostat is tuned really low :-)Yes a 'newer' cooling system can make the indoor air 68d when it is over 100 outside.

I was interviewed by Builder Magazine years ago explaining the reasons.  

Don't drive a new car to town; we have some of the best body and mechanics in Texas - in chop shops.Ah, just kidding. 

As I’ve written previously, the Top 20 builders have been rapidly gaining nationwide market share (>50% in 2023 vs. 33% in 2013).

I'm a licensed builder and have been actively building and renovating homes as my primary occupation while dabbling in the RE space buying properties, fixing them up and flipping/holding.

We see ourselves competing with national home builders in the markets we build in.