Sometimes a good commerical Broker could come in and deal with the bank and or their captial markets.. 

I bout one in 2019 and it has turned into a gem for me, but at the time, it would not have been 1.25 1.25x is a very common DSCR for a bank.

He is also giving me a bad reputation with my bank.

Quote from @Brandon Croucier: 12 or 24 Month Bank Statement is probably the best bet.Where would I get one of those? 

This way, I can get the bank statements for the property and categorize and reconcile everything. 

Make sure you know where the guard rails are with your bank. 

In order to have checkbook control, the IRA account will need to be at a trust company that will allow the IRA to invest in an LLC (where you will be the manager and your IRA will be member - an as manager you will have checkbook access to the LLC bank account).

These rates of return surpass what bank-provided bonds and stock dividends offer.

If it's worth that much, taking a HELOC on it should not be an issue at all long-term or short-term as long as the bank will do it.

He is very good about deductions on tax returns so his income looks negligible and of course banks wont talk to him about loans.