And that depends on how you view the costs. 

rates are going to be 10 to 15% with points of 2 to 10 points depending.. then you have to have the money for the infrastructure .. 

Just depends on the situation/scenario.

@Jill Young I may have a product that can work for you depending on the property specifics. 

It will depend on your preferences and how well you think you will tolerate having a room mate as you approach a new life with your partner.

After communicating with a prospective resident (Google Voice #, usually by text), with just a name, telephone number and email, the applicant can pay $55 to provide us with a background, eviction and credit check.

- You've got to go to the property for showing- Many do not show up, so you waste your time- Then you have to have a legally compliant rental application & lease- Some approved applicants disappear the day before or day of lease signing!

It all depends on what your requirement for cash flow is.

We are a bit flexible on the budget, depending on cash flow/appreciation.

I would anticipate it would depend on the level of detail you desired but it has been my experience that the will do free estimates.