All the best

The road is too steep and isn't paved all the way.  

Hey @Joel Oh, so let's clarify the NYC rules around STRs.STRs are legal in NYC as long as these directions are followed."

Trying to get in the game.

Cheers,Jarret @Jarret Jarvis The "sweet spot" is always what I'm looking for - ugliest house in the best neighborhood. 

Being prepared for these hurdles can make all the difference in achieving long-term success.

Deny the ESA.

Understand the fees involved and calculate the total cost for an entire year of management so you can compare the different managers.

Send me a PM and I'll send you a couple of examples of what is on the market outside of Atlanta so you can run your numbers and see if that fits.

Additionally, while rates aren't historically bad right now, they are higher than 4-5 years ago, and they will be even higher for you as an investor than they were as an owner occupant, which is what you were when you bought originally.I get that you are anxious to add to your portfolio, but that could be achieved without touching your first golden goose.Sometimes on BP, the push is to leverage every last spare penny, but that can be a risky game as the markets shift.