You are required to disclose that debt, and it will be a fairly easy catch for an underwriter, even if it's not on your credit report. 

To be fair it's possible that the home inspector explained that it's not up to current code but that it doesn't have to be, and the buyer/ buyer's agent may have misunderstood that to mean there is actually a problem with the deck. 

A good indicator of this would be analyzing the HUD Fair Market Rents year over year.

The 10 year T-bills will remain about where they are now due to economic conditions that are fairly strong.

I would keep and organize all of your communication around this issue, including gathering pictures of the unit and the area in question that was repaired.

Diversify - not only for risk but to also learn more about being an LP. see how GPs interact, communicate etc.

You could go either route but don't mix the two in concept as one is a mule and the other is a horse.And, the requirement that properties be listed for sale by a bank is a bank regulatory issue having nothing to do with the NAR, it ensures that the property is held for sale in a public market at its assumed fair market value.

Communicate with your lender if cash flow is tight.

This frees you to focus on higher-value tasks like growing your portfolio, owner communication, and big-picture strategy.2.Adopt a Portfolio Management Structure: Early on, I ran a departmental structure (separate teams for maintenance, leasing, collections, etc.), and it caused inefficiencies and communication breakdowns.

I went to school in Michigan and worked in GR for several years, so I'm fairly familiar with the areas, but not as an investor.