Not even a credit card debt or an auto loan.

It goes by the debtor, not the owner (they're not always the same!).

I always figure it's best to put money towards whatever has the highest percentages, whether it be debt or interest/returns.

I can't convey enough how bizarre that sounds that a lien is wiped out when the debtor spouse dies.

While some people will claim that just that education has led them to great success, closer examination often reveals that either their success was more a matter of luck (a rising market), is overstated ( they bought a lot of property but have little equity and a lot of debt), or they’re outright lying usually because they want you to buy something.  

However, the bankruptcy trustee can claim the deposit as an asset of the debtor's estate if the debtor does not exempt it.

Those could be interest rates increased say on NY Prime or some index.You could also roll over the loan with an interest rate adjustment, additional reduction of debt or both.

Are you saying for example..i would take a HELOC on my current property and use it to acquire a second prop. then stabilize it and then refinance that prop into a long term fixed debt? or

Frank invests his Self-Directed IRA funds into a real estate project that his development company will be involved in order to secure the contract Ryan uses his Self-Directed IRA funds to invest in his son’s business that is in financial trouble David uses his Self-Directed IRA funds to buy a note on a piece of property for which he is the debtor personally Conflict of Interest Prohibited TransactionsSubject to the exemptions under Internal Revenue Code Section 4975(d), a “Conflict of Interest Prohibited Transaction” generally involves one of the following: 4975(c)(i)(F): Receipt of any consideration by a “Disqualified Person” who is a fiduciary for his/her own account from any party dealing with the IRA in connection with a transaction involving income or assets of the IRA Jay invests his Self-Directed IRA funds into a corporation in which he manages and controls but owns a small interest in Betty uses her Self-Directed IRA funds to loan money to a company she owns a small interest in but manages and controls the daily operations of the company Sally uses her Self-Directed IRA to lend money to a business that she works for in order to secure a promotion Lance uses his Self-Directed IRA funds to invest in a real estate fund that he manages and where his management fee is based on the total value of the fund’s assets. 

- Was it debt or equity?