Our CEO, Lindsay, is on BiggerPockets a bit in her free time but I recently joined to follow along on some forums here myself. 

no confidence I need some guidance I don’t  know where to start. can some one help me become financially free pleaseeeeeee 

Feel free to reach out if you have any more questionsor need further assistance.

CMG Financial.America First Credit Union 80% CLTV UT, ID, OR, NM, AZ, NV at 10.49% in 2023Arvest Bank AR, OK, AL, MO Bancorp South, TX HELOCS & Lines of Credit on free and clear housesBankNewportBank of Southern California, CABank of West (BNP Paribas) 60% LTV CA, AZ, ORfBankRIBB&T will loan on a rental portfolioBBVA, now PNCBECU for ORBeehive CU, UTBest Finance www.bestfinance.io No closing costs, fixed ratesBellwether Community Credit Union, NH and MA 85% to 100%, draw 10 yrsBMO Harris, 3 HELOCs to 70% LTVBoeing Employee Credit Union California Bank and Trust, CA *** confirmed in 2023 ***Cal Coast Credit Union, CA Central Pacific Bank, HICFSBank will do on LLC, PAChange WholesaleCharter Oak FCU, CT Chelsea Groton Bank, CT IPLOC (investment property LOC) Citizens Bank -MNCitizens, first position HELOC CMG Financial 70% LTV.

If any of that sounds complex or confusing feel free to reach out I can help explain. 

Feel free to ask for elaboration on any of this.

Always feel free to reach out to me with any questions that you have.

Since the home is free and clear I am considering if pulling a cash out refi (or DSCR) to free capital to brrrr on the next deal is the right move?

Transferring your property with an FHA loan on it will trigger the due on sale clause.So, you should speak with an experienced real estate attorney.Of course, many will post here that they've done it and were never caught.

You never know what a very small and simple act of kindness can lead to.I know some of you are going to think that I am some free loving, hippie but I am far from that.