Zero cash flow translates to negative cash flow in the short term because you have to maintain it.  

But- since you are a newbie, in lay person's terms, the answer is yes...but slowly and over a very long time. 27.5 years, to be exact. 

In my coverage area, New Brunswick, Perth Amboy, Carteret, Union, Elizabeth, Plainfield, Bound Brook, Dunellen, North Plainfield, Manville are just a few off the top of my head that are big rental towns. 

I've heard that the down payment percentages for investment properties can be higher compared to primary residences.Specifically, I'm looking for insights on:The typical down payment percentages required by conventional lenders for investment properties.Any differences in requirements for single-family homes versus multi-unit properties.Experiences with different lenders and any recommendations for those offering favorable terms for investment properties.Any tips for negotiating better terms or finding lenders with more flexible down payment options.For context, this will be my second property, and I have a good credit score and a stable income.

My house hacking criteria for the last few I have done has been to buy the most expensive 3-4 unit I could with it still at least breaking even after all expenses as a long term rental.

It seems fair, but definitely comes down to the debt-service coverage ratio, FICO, price, etc. 

Pete Beach have short-term rental restrictions.

What's a fair amount, well that depends on what this is actually costing you in terms of actual expenses plus the time and hassle involved.

I work with The Short Term Shop and they specialize in helping investors purchase and learn to run and manage their str's. 

As you pointed out those terms would need to be favorable to them.Could you please go into the owner financing approach?