@Joseph GambinoThe STR restrictions for Orange Beach & Gulf Shores are just in the residential zones.

Google was vague in my research, he didn't know much about it outside of pitching the idea due to the plat restrictions.

They typically have rental restrictions, so you cant rent them out. 

Barring restrictions on occupancy I’m reviewing a bunch of info to see what I can find out

There are taxes laws you dont know, and addendums you can sign, that can make you loose your earnest money( my case) , do not rely totally on agents, and look carefully HOA rules and restrictions, i learned the hard way.

@Matt M.I am qualified for 400k, I’m a bit weary of properties with HOA’s since they have restrictions on what I can do and eat into my money, what was the strategy with the 4 bed town home if you don’t mind me asking.Thanks Matt.

They often impose ridiculous requirements on owners and can simply stop paying for minor issues. 

These are a big cost as well and even add restrictions to rentals.

There is a unit in our building of which the single owner died (death did not occur in the unit), and the daughter who inherited the property is out of state, lives in a capital city, no driver’s license; she has no means or ability (considering COVID travel restrictions) to visit, clean out and sell the unit.

Banks also have restrictions on lending to non-permanent residents.