@Raeshelle Cooke I think you can take out a business loan since it does not post in your personal credit.

Going forward with the business, aim to never use your personal credit, but aim to use business credit. 

I haven't personally house hacked a room, but I do know some people who have.

$20hr, same as the person who carries your food?

It's the opportunity to have a Personal Growth Moment, but without the Personal part.

If the latter, give her notice, if the former-hopefully your lease has a clause about allowing people in to repair things (with notice) and that they (tenant and repair person) need to be respectful.

The issue of 1 person in FL, another in TX, that's just this modern world of remote location for workers because reality is they don't need to all be physically sitting in a cubicle in CA to do there work. 

Mentors for me have come in the form of friendships over time, but honestly, most of them were made at an IN-PERSON MEETUP....there is something about physical energy that makes a huge difference.Happy to connect to share some of my experiences!

How should I set up my business structure so that income from my rentals doesn’t increase my personal income reported to the IRS?

Getting a good quality tenant with these cabinets, painted or not, could prove challenging.