Any suggestions on how to deal this situation with using the same property as primary residence + rental + short term rental ?

When selling your primary residence, you're eligible for a significant tax advantage: individuals can exclude up to $250,000 of capital gains from their income, and married couples filing jointly can exclude up to $500,000.

I'm new to investing but have had great experiences with multiple home purchases and sales for primary residences.

@Derek Nemec- can you qualify for a " regular" loan or  are you after a DSCR  type loan ? 

For instance, if you expect to get the money back because you found a home-run BRRRR deal, this would make perfect sense.It also depends if your first property is a primary residence. 

The home is my primarily residence.

The only problem is I need to really save my money because I might be able to qualify for an fha but idk if I’ll be able to afford the costs of maintenance and such yet.

Keep in mind, you can generally always refi (assuming you’re qualified at the time), but, that has closing costs too!  

I Put roughly $60k into the property during the renovations (which I did mainly myself) and have the receipts for all the tools/construction materials/appliances/etc.I qualified for STR non-passive activity in 2022.

I know it would then be an investment property and not a primary residence, but I don't see house hacking returning more than if I still live at home?