Jason Merchey Wow you title is quite a mouthful.

That includes apprasial, title, credit and document approval.

In my opinion, the first one was meant to pacify me and butter me up as it was an email that he sent to his title company and copied me on, asking them to set me up with an account so I can get property information.

(Marin County, CA)We have looked a Structured Sale but it does not have all the advantages of the 1031.I have cash to close.She/seller cannot find the “right” property.She is the manager of the LLC that holds title with her parents.They have not set foot on the property in almost 3 years.I live in one of the units and have managed and maintained the property for the past 6 years.Her parents are not able to manage their affairs and she handles their $$$.We have a number of serious deferred maintenance issues that she does not want to address.I would much rather buy her out than go to arbitration to force her to participate in the work for the deferred maintenance and the renovations I want to do.

You will need to be mindful of the exit loan underwriting criteria including title seasoning and repair value increase caps.Good Luck.

They are acting as a bank.When you purchased the house, there would have either been a deed signed by the seller and placed in escrow with the title company or, they will need to sign a deed at the closing of your refi since the house will now be deeded to you and you will have a new 15 or 30 year mortgage.I would find out what title company your credit union is using and call them.

You best bet is to work with a title company for insurance and/or licensed closing agent or attorney for your escrow.

Just like other fees (i.e. title, escrow, realtor commissions, etc) are not included.

Now I have an identity crisis.

No double closing costs (second escrow fees, title, etc)2.