. - Contractors- Capital providers: JV partners, private money lenders (PMLs), hard money lenders (HMLs)sFor additional context, are you going to be flipping and actually selling or are you going to be fixing and holding for rental income? 

I recommend connecting with an investor-friendly lender that can give you an idea of what you will be able to afford based on your DTI, credit score, and current income & assets.

You could be with your bank for 50 years and if your credit score drops, or you miss a payment or do not show enough income for the debt to income ratios, your not going to get the approval. regardless of how many years you have been using them for checking and savings or even your business account!

While AirDNA presents a bright picture of possible earnings for short-term rentals (STRs) in San Francisco, it ignores the city's severe regulations.

This maximizes rental income while you crunch the numbers, ensuring positive cash flow after factoring in all expenses.

@Dimitris VainasHi DimitriI’m a swallow traveling from South Africa and wanting invest in Greece rental income opportunities.

If you are wanting rentals who cares about up or down 10- 15% when you are earning 10- 15% net income. 

Think all the expenses and potential income of the property.

Higher income due to newer properties and higher resale/refi due to the new build out 

Most business credit cards do not report on your personal credit report so often times any debt associated with the business credit card will not impact your debt to income ratio.