That is when we came in to put in an offer with the condition of seller credit since most of the CapEx items were old and units needed work.

NEVER ever send a lender money in advance other than maybe a small deposit like 100 or 150 bucks to run credit etc.. and then most will have you pay for the appraisal directly.

Also, tips on crawling public records for info?

Then when you don't have the money for them they coerce you into getting credit cards to fund the program they promote at the seminat ,promising you you're going to make a ton of money so don't worry about the amount of money your putting on credit.

Thanks for the tip Brian!

If I don’t get good applicants ( credit/income) by day 7 on market= price drop. 

Any insights, tips, or cautionary tales would be greatly appreciated! 

Assuming her new position is salary, and depending on what is on each of your credits, it may make sense for her to go through the loan process. 

As far as HELOCs go… correct me if I’m wrong but you can only get a credit line based on the equity we have in the home right?

Id love to hear anyone else's experience using a VA Loan for a small multifamily property (2-3 units) and any tips on what to avoid or make sure to do!