While I have tremendous respect for his courage to own his own business he has taught me the importance of preparation.

Hello BPIts been a while since I have posted on this site, But I always end up back on this site for advice.I'm currently preparing to purchase a primary residence.

Hi @Vishal Patel, since I just started to learn about real estate I too felt weird at first of the "subject to" but after reading up on it, it could make perfect sense for the seller in a tough position as most seller are not trying to ruing their credit. 

If not maybe another idea as to how a young man with no experience, and ok credit can borrow the start up capital necessary to start flipping around the Orlando area? 

Ones that have the financial credibility, but are just short on their credit scores.

As a hard money lender you will lend on the value of the deal and not on the credit score of the person that you are lending to. 

If you haven't worked with one before, be prepared to pay points and a much higher interest rate then a bank.Good luck,CB

I have cash & credit but no real world knowledge on how to find deals.  

,Remember, however, the agent / broker training does NOT prepare you to invest.

Preferably a local bank or credit union.