I was clueless about permits at the time but now I have confirmed that one was never pulled for that job.

Again, he confirmed that the topic is raised every few years but  the actual process is extremely cost prohibitive and he does not expect any changes in the near or mid term future)Insurance: $2800/year (Per a discussion with my insurance agent this seemed in-line, if not slightly on the higher end. 

Wholesaler does provide budget #s, ARV and Rehab but def recommend doing your DD and confirming those numbers.  

Got my MBA from a top-30 program in 2018 and joined a software startup that shuttered in 2019 (you likely won't guess why...). 

One duplex was built in 1890 listed for $89,900.00 but there were warning signs that there was knob and tube and upon asking it was confirmed. 

Confirming that there are no restrictions that would hinder plans, prior to making an offer or at least before purchasing the property.2.

WAIT until your bank gives the all clear on her check before refunding her money.DO NOT refund until the check clears the bank and you confirm with the bank that the funds were good.This STINKS of a scam.

I would get all the paperwork you can from the lender and confirm what you can do with a lawyer. 

I am in the SF Bay Area and I have a broker and an agent that says they are experienced in helping investors...my question is how can I confirm they are actually going to help me obtain a good deal?

Take a walk around the area, just get a feel to confirm the data and if you desire to invest there and how.