We got a FHA loan with the seller paying our closing costs and my mother in law gifted us the down payment because we were broke!

My parents are divorced since I was 2 years old so I grew up with my mother, step father and younger sister.

Now we are looking to move into a home with a mother-in-law situation or a multi-plex this summer.

This decision you are grappling with is going to be insignificant compared to what you will need to do when the day comes that your single mother tenant can not make her rent payment. 

Unlike your typical retail pharmacist, most of my time is spent providing medication to nurses to be infused in patients' homes. 

Were on month to month because there is a housing shortage in the area and want to be able to get rid of them easily.The rent increase is because I looked into my mothers paperwork and the rent hasn't been increased since 2015.   

The owner is a senior citizen and I suspect is in a nursing home.

What got me interested in real estate investing was my mother.

Furthermore many lenders will walk-away from a rooming house (legal or otherwise), particularly a student rooming house ... if the appraiser show's up to find locks on all the bedroom doors, it will be flagged as a rooming house.If you are going to rent furnished rooms to students, we have found it works best if you have a Den Mother who resides in the property and keeps the ship upright and everyone playing nice and carrying their load.

From an email exchange I had with the city's most senior official on the matter when I was working on a similar challenge:"We don’t use the term "mother-in-law apartment" because it is just a one-family home with more than one kitchen.