When I type “1*” = first automated response, etc.

I do sometimes think about how more automation over the next several years will affect tenants employability and ability to pay.

It can all be automated from your phone with the below locks & apps.

Then neither of you have to worry about late payments and everything is automated.

I have learned that there are automated ways to have the rent and maintenance calls come in via portals, but there still need to be local contractors available to do the work in a timely manner.

So I rent a sfh to 4 individual people and doing following to collect bills and utilities, any recommendations to make it automated or anything else for making it faster?

You could encourage her to switch over to automated ACH payments with a discount perhaps.  

I would automate rent collect via bank draft so that doesn't become a face to face issue.But, besides that, being an onsite landlord worked for me - I hope you enjoy it as well.

Is business. owners should have properties without getting in over their heads and have a back-up plan and have Christine process and Automation and Furnishings to compete.

I recommend you do the same unless you want to encourage this tenant that it is okay to make their problems into your problems.For the future, consider requiring ACH/auto-debit/Zelle or some other form of automated/electronic payment so "I couldn't get to the bank" is no longer a factor.