Sometimes appraisers, especially if they are not familiar with the specific neighborhoods, or, if they are from out of town, unknowingly compare apples to brussel sprouts.Anyone active in Fountain Square, Fletcher Place, Holy Cross, Bates Hendricks, Herron Morton or other hot neighborhoods experienced this?

Did you find a place on Apple Mountain?

Opened up a hard apple cider bar 20 minutes south of Atlanta GA back in 2018.

Jorge Apple to apple, Madison will be more expensive to be in a similar area in Milwaukee.

You need to compare apples to apples, or at least KNOW that you are comparing apples with grapefruits.

It is imperative that you approach the situation prepared and as Alan said, ask the same questions so you may compare apples to apples.To answer the last part of your question, PML's will usually only lend based on YOU.

What are you guys thoughts on accepting rent using Apple Cash? 

I was speaking very generally however even on items where box stores and lumber yards are cost-competitive, it's not really an apples to apples comparison IME because the quality from the yard is usually a lot better, plus it's delivered for free while my local HD charges $100 per delivery, isn't easy to work with on scheduling, and usually only drops it at the curb.

Also ROI should be annualized in order make apples to apples comparison of investments.

It's becoming increasingly difficult to try and compare a truly "apples to apples" scenario to determine what's in your best interest.