Keep in mind a few things - many major markets currently have a glut of multifamily projects so you may be competing with large apartment complexes with amenities offering incentives in a competitive market. 

We're getting our feet started in real estate and we'd love to have the chance to connect with our peers or someone who's just as interested in real estate!

Ask 3 or 4 companies that work with the size and type of deals you're analyzing and you'll likely pick up some themes. 

Even with house hacking with a lower down payment (which I am not sure would work if I get a studio size condo), I would still need to pay more out of pocket than what I would pay renting (I can get rent by splitting a studio with a friend for about $1200/month).

With your upgrades and competitive price, it’s all about connecting with the right buyer!

I'm curious about what bank is the best bank to do a cashout refinance with.

@Lily Jensen, I've come across a few banks that will do HELOC's for investment properties that I can share with you here locally in Florida.

The insured sued the insurer, and the trial court agreed with the insurer and dismissed the insured's complaint. 

For the last 22 years I've been involved in real estate as a house flipper, with extensive experience in building and renovation contracting, owned a residential property management company, and now have a private money lending business (licensed NC re broker).

Well when life puts lemons in your mailbox, make lemonade with them.