I have a potential house with an underground oil tank that was previously tested and failed by a potential buyer.

They will primarily be looking at the deal and want to see the DSCR debt coverage service ratio, at 1.2-1.4% or that the unit leases for 120% - 140% more then the PITI. they will only look at you & your income and credit score secondarily.I would contact the ones you don't have a relationship with 1st, and do your test runs on them, then go to your established relationships. 

In particular, the Big 5 lenders are slowing the rate at which they're giving loans + stress testing every new loan. 

$130 a month is pretty slim. 

I love that real estate tests my problem solving abilities at each and every turn.

@Kumar GauravYou would generally capitalize this expense under both the De Minimis Safe Harbor and the BAR tests. 

As far as this case is concerned, I believe no one is trying to tell the OP what to do because that is his call 100%.Posters are giving him some time tested things to do to try and alleviate the situation before he jumps off the deep end and goes straight for the eviction. 

I like the the annual inspection, too; we always do smoke/carbon monoxide detector tests in the units twice a year so we could expand on that.

The test was pretty easy because the book provided by the class helped a LOT!!  

If u follow the mls u will occasionally see lots for the $20-$40,000 range but they won't have any perk test done or geographical testing but it might work for u.