Do you simply take gifts of 10,000 so it wont be heavily taxed?

You may want to speak to a lender who can help you plan your credit, debt to income ratios, and assets/funds so that you'll be ready to make a quick move when it comes time to jump on a deal.There are many particular aspects in financing ranging from: seasoning of funds, business use of funds, gifts, deposits (which can be used & which cant), income (which can be used/which cant), income structuring and seasoning, and all sorts of other factors.Best of Luck!

If no healthy spouse then you can give half of the assets, and use the other half of the assets to purchase the medicaid compliant annuity to pay through the penalty period associated with the gifted assets. 

However, the borrower must still have remaining VA eligibility for a VA loan.GIFTSA gift letter, source of funds and evidence of transfer of gift funds is required.

Businesses don't typically receive gifts.

I am comfortable with my offer.I question whether the transfer of 30% interest in the building without money changing hands between my uncle and I constitues a gift.

The mobile home was actually given to us as a gift and we're told that the lien cannot transfer down to us.

He said if i were to go and get a $50,000 loan on this property, he would then give me a $30,000 gift.

Credit is ok, 670+ but, im 21 and just moved to a new town, started work yesterday ect, and I have another mortgage, credit card bills and a new car.. debt to income is pretty high, and the 20% is going to be a "gift" from parents and gifts arent allowed on investment properties according to the banks I have talked to.

If you are gifted enough, you could do it yourself.