There can't be penalties on Act of nature delays, it is not something that can be anticipated, on our end, a weather delay will always be an approved time extension.

I need to protect the investment for my sons as I am out of work with Stage IV breast cancer, with the new treatments out there I could be around for quite a while.

@Bryan Otteson  rental real estate is considered passive by "nature of the business" by IRS which can be a benefit as you don't have to pay self employment tax,  if your LLC is set up as an s-corp you could always pay yourself a salary for the property management activities, but you have to file a form 941, 940 and pay employment taxes of about 15% and state forms and taxes depending on your state.  

And when considering holding property as a rental, never over estimate cash flow and lower vacancy expenses.That's an excellent point Aaron; because whether it's your business or the natural environment, what's the point if you can't sustain it into the future? 

Since you've purchased, you are going to have a certain unknown amount of exposure due to the nature of how you acquired title.Attempting to monetize could be accomplished with a Grant or Warranty Deed and a Purchase Money Note secured by Trust Deed or Mortgage with a clause addressing the potential issue and who and how risk is to be born. 

Its about $8k 'all in' per unit to switch to natural gas.Nice to find this site and look forward to sharing helpful infornmation!

@David Kenny Most HOAs for townhomes around here (in MN) are run by management companies that specialize with this type of business.If you have an attached townhome, your HOA will have insurance on the building for major issues like fire, storm damage, and other natural disasters.

We do use linoleum in bathrooms and laundry areas in several of our rentals - it's a non-petroleum product (gypsum, wood flour, linseed, pine rosin) which is naturally anti-microbial and, if laid and cared for property, will outlast vinyl flooring.

Would anyone have any advice as to how to get my mindset to change and be more natural at mentioning my investing?

I am / was a CPA so numbers just come naturally.