This isn't such a big deal since all rental properties and business equipment should be insured.5) Must keep 5 years of rolling records for 3 years after the final repayment of the loan.  6) SBA reserves the right to inspect the business financial statements and require an audit of the statements by a CPA at the borrowers expense.7) Provide the business's financial statements within 3 years after the close of the fiscal year.It sounds like a great deal of record keeping, but if I simply hold the money in a separate checking account as a backstop and ideally not spend any of the dough, I could pay the loan back in a lump sum this time next year when times would hopefully be better.  

I have a great connection with an independent contractor and a decent amount of capital for a start up.

@Jonathan Greene So the thing I really enjoy about real estate is honestly the potential cash flow and financial independence it can offer.

I am 21 and about to graduate college and I have had a passion for real estate investing since I was a freshman in high school because my dad showed me how amazing it can be to gain financial independence!

I am an independent contractor.

What do you think about sending the note holder an independent account's determination of the numbers along with or just after the payoff request?

Bite the bullet and replace the furnace with a modern high-efficiency with independent PVC vent, the vent is typing into the chimney where it is, you will be able to modify that with a high-efficiency furnace, run the new vent pipe to the window, which you can replace with glass block.I suspect you can finish this basement up pretty nicely once that vent moves.

Some investors will want a very aggressive accountant that will push every boundary to maximize savings, while others prefer a more conservative accountant who advises safe, consistent strategies that minimize the stress of potential audits or attention.Other than in very broad terms,They really can’t say what strategies they would recommend for a potential client until they know that clients whole financial picture.

My main goal at the moment is to be financially independent by 30, so the next steps are toCut living costs (40%+)Save more moneyLearn everything i can through books and podcasts.I am interested to read what everyone has to say about this topic!

I love being an independent insurance broker but want to earn extra and learn.