People have more work then manpower .... it'll be tough to find good contractors and unlikely to find cheap ones...With all that said it's still possible, but you're going to need to alter the generic strategy and get creative.

I hear having someone in the local market is key.I've met with a generic business coach at $500/month, and I'm a believer, but I thought maybe someone in my industry could be more effective in giving me advise and getting me to my goals quicker.

@Carl GraffThe answer is simple: yes you can, and probably even should.Reason: when your income is that low, your carryforward losses will likely end up partially wasted each year until depleted completely, with no real benefit to you.But, like any tax advice, this is generic, and it can be wrong for various specific circumstances.And I have a suggestion.

Their reply was generic and asked me to call my accountant and I did.

Opinions vary and your question is so generic that most people won't bother to respond.

With that, I just send out generic emails to companies I know will be involved and will be in the area.

And, what i mean by retire, i dont mean fully fund her lifestyle as she will have money coming in but i want to be able to give her an additional 1 to 2k per month to supplement her lifestyle.

Generic non-REI bookkeepers are not worth hiring, trust me.In my firm, we ended up creating a proprietary bookkeeping system on the QBO platform, specifically for REI.

I made an offer on time for a property on the market 217 days. 1 hour after my offer I received the generic multiple offer email, I stayed at the same price and then the offer was rejected, guess they're not willing to let it go at that price yet.

That's why in northern climates they are rarely used unless there is baseboard heating or geothermal heat pumps.If you have gas at the house, I would see if you have enough gas supply to put a gas furnace in, and either go with a traditional AC unit or else put a new heat pump in and supplement it with bas or baseboard heater.