Hi @David HayesI was able to use my Allstate homeowners insurance and extend my plan to cover my STR's. 

There is additional work involved in reviewing tenant payment history, detailed inspection, and paperwork to extend them for a year.

The point is to not extend your capital so there is some in reserve for the next deal.

The point is to not extend your capital so there is some in reserve for the next deal.

And your key copy that they have has a tag that says 'may only be used with/ by manager".Suing, threatening, acting upset will only get you a non-renew non-extend at the end of your lease and you will loose money by having to move again. 

I have the option to knock out a wall of a large closet off the full bathroom on the 2nd floor, extending the bathroom and allowing for a walk in shower and separate soaking tub.

It's like winning a big in blackjack and sticking around a bit longer for fun or extend the streak a bit more.If I had to start now, I would have to think about buying at near peak and see what upside do I have.Terry

What if the house sits on the market for an extended period of time and the current owners blame the renovation for this?

Most of the lenders in the Seattle area will charge a pt for every 45 days (or 2pts for 3 months) to extend.

This would extend the payoff dates another 10 years.