The previous primary residence was converted into a rental property and a lien was recorded against that rental property for the HELOC. 

If that doesn't fly, why you buy it all MTM's should convert to YOUR lease which DOES NOT ALLOW FELONS.

We did a bunch of improvements including adding a bedroom, update the bathrooms, update the kitchen, adding a full bath. created a huge media room, converted 3 bed to bath to 4 bed and 3 full bath. 

All with just a click of the print key and it will print out envelopes as well.Or you can design the template in MSW and then convert it in QuickBooks which will do basically the same thing.

I seem to find these oddball deals - Anyhow the property is an old grocery store that was converted into 3 apartments. 

In fact, you should probably factor in costs to convert it back to an actual garage.

They were the only bank able to meet my requirements- financing multiple rental condos in small buildings that I recently condo converted in SF.

Owner Has Architectural Drawing To Convert Building Into Office Space."

There's a new road (loop) which will cause much property to be converted to commercial over the next few years.  

It is in an area that may potentially change to multifamily, opening up a path to convert to duplex.