Long Term Loan for Investors with over 10 Financed Properties???

[Shannon Phillips]

Hello, I am an investor with well over 10 financed properties.  I focus on 1 to 4 units in the San Francisco Bay Area.  Does anyone know of a lender that has market rates that will finance new purchases for me with a 30yr loan that is fixed for 10yrs or more with reasonable cap or a 15yr fixed loan with 15yr amo?  

I am a top borrower with excellent credit, significant cash in bank and a portfolio with only 30% LTV.

Thanks for your help!

[Amit M.]

you may also want to speak with Wells Fargo's Private Banking division. They were the only bank able to meet my requirements- financing multiple rental condos in small buildings that I recently condo converted in SF. These are portfolio loans, as Freddie/Fannie have a limit on percent ownership of condos in any given bldg. amazingly they offered me 4.25% fixed for 30 years, which is exactly what I wanted as I'm holding these long term. 

I also bank with FRB, but they have never offered 30 year fixed terms on portfolio. I guess WF has access to other sources of money, as it's pretty rare to get 30 year fixed portfolio. 

I'm not sure how picky WF is about location, as all mine are in SF. What cities are your properties in?  Are you holding them long term, or plan to sell/trade in the future anyways (where 10 years is all you need)?

* one caveat: I didn't talk to them about 10+ properties.