The circumstances that caused the short sale, how many payments were missed(more important than the short sale "event" itself), and payment history since then, particularly in the last 12 mo.s, all factor in.

As an OO you can actually get your deposit back, can't under any circumstances as an investor.No idea why you would have had to have all the money in 2 days.

Under what circumstance that Umbrella won't protect me?

Never question whether you can or not (because you can if you really want to, no matter what the circumstances), just start figuring out how to do it.

I've actually read sign ordinances in several local cities, Austin, Las Vegas and some other city someone asked about recently and NONE of them allowed these signs under any circumstances.

The bank is not likely to look at the short sale contract under those circumstances.

Different agents/sellers will feel differently about this, and it's possible that there are circumstances that will dictate whether the agents want the buyer and seller communicating directly or not.As a buyer, I like to speak directly with the seller, but it's protocol to work through the agents until they agree it's okay...

Although wife would like to have her 710 considered if any bank doesn't just take the lowest person's score)husband has short sale 2 years ago and voluntary repo 1.5 years agono foreclosures or bankruptsieswe did a haffa short sale on the old house with special circumstances due to being transferred.

You might choose properties which look neglected.

Although we prefer personal check or money order, we will accept cash in some circumstances.