Rates are on the rise unfortunately and I am betting the 4.5% you were looking at two months ago is now 5.5% on a 30 year.

But I met thousands of folks from all walks of life and I'll bet less than 20% were totally self sufficient on passive income. 

Then, all bets are off.My point is that the "lifetime deadbeat" thing probably is not appropriate until you look at the actual credit report resulting from the credit pull and see what's REALLY going on.My credit mentor says that scores get no one approved, but can get anyone rejected.For what it's worth ...

Property taxes ratios are very high in Kankakee,    are you looking for a realtor that will property manage for you also, or what is your plan for management,    your best bet in our area would be Bradley and some of Bourbonnais single family homes or apartment complexes.   

Good luck on your journey!

@Carlos SanchezHey Carlos I’m Rafael Rangel I’m Venture in this journey as well I was hoping you can help me out with the purchase agreement for Nebraska

If you do not have experience then the best bet is family. 3.

@Dean Ingraham exactly - a planner with a detailed time log is your best bet.

In addition the real estate investment journey in flipping/whole tailing (no deals to date, still on the hunting mission, we’ll get there), my wife and I are considering moving out of our home (70% Ltv, been our homestead for >3yrs), getting rid of PMI to lower mortgage payment then renting it out as a positive cash flowing long term investment and buying/moving into a new home then rinse repeat in another 2 years.

Jerryll,If only Sysiphus had been pushing his rock up Mount Olympus using your footsteps as a guide he may have been able to join you at the top and become a flippin God, so I consider myself fortunate that I have someone like you at my disposal as I begin my journey , learning from your wisdom to prevent me from falling victim to slipping on monkey drool.