Big Box lenders (and  some little box ones too) now play the change of circumstance game to have another whack at the fees apple.  

When you are getting estimates for cost seg, be sure you are comparing apples with apples.

I'd also recommend calling a few because quotes can vary but make sure you are comparing apples to apples on coverage.  

You will be at a huge disadvantage if you compare a Texas property numbers to a NJ property numbers because they won't be apples to apples.I understand that coming from CA almost anywhere in the country seems like a better market but remember that cheap doesn't always mean good deal!

@Steven Torrez, Comparing your 401k returns with real estate returns may be like comparing apples to oranges. 401k returns are very passive with little input from you.Real estate returns can be alot better or worse depending on your strategy,talent,leverage, and level of involvement.REI can also be as active or passive as you want.As for your question about borrowing from it to get started and avoiding PMI costs, that makes total sense to me.Last year I converted my 401K to a self directed Solo 401K, and it has worked out very well.

With that many people calling themselves a Realtor, you're bound to find a bad apple or two...

I also compare all properties using the same values to get an apples to apples comparison.

Since you dont have a contract you are going off of trust and I would suggest not giving the entire spreadsheet to any investors you find because it only takes one bad apple to burn all your leads and rip you off if one of them comes through.

I'm attempting to download the ios BP app, but keep getting the same error message.

We are deciding between several loan options in the ~75% LTV range.Non-recourse options are ~1% APR higher than full recourse.We are also leaning towards fully amortized 30 year options, as opposed to their 5 and 10 year counterparts, looking at ~6.75% APR for 30 year full amortization vs 5.75% for a 5-year interest only vs 6.25% for a 10-year io.